WeChat has disrupted the financial environment in China, yet hit walls in the US.This paper need at least 13 pages, and some changes: (Below the sections needed to be worked on.Of course other section can also add more content in order for the paper to reach 13 pages) In Abstract Section: Add the source and briefly explain the survey , also the result of survey(But don’t need to cite) Introduction Section: Should indicate what was found. and the result should be mentioned in this section. Survey Section: need to create a survey section. need to provide the data of the survey which the survey is attached below (feel free to add a few questions if needed more content). Result Section: this section is right before conclusion and this section should only show the result but no opinions.

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