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Devotional

The Bible provides a wealth of insight into our lives. God’s Word provides principles that can shape our worldview toward beneficial behavior. However, the Bible also characterizes mankind as born with a sinful nature. We are told in Romans 8:7 “The sinful mind is hostile to God. It does not submit to God’s law, nor can it do so” (New International Version). Due to mankind’s desire to seek selfish ends in all of life, we tend not to do what is right but only what is in our best interest, or so we think. However, God has a plan. Proverbs 19:21 says, “Many are the plans in a man’s heart, but it is the Lord’s purpose that prevails.” Although the sinful nature of humankind is inherent, God has an eternal design. We, too, need a plan in our oversight of information technology use. God’s Word also reminds us that the goal is to treat our fellow members of society with the same respect we want to enjoy. Matthew 7:12 is commonly referred to as the Golden Rule. Jesus said, “So in everything, do to others what you would have them do to you. For this sums up the Law and the Prophets.”

Instructions
Review the material in the “Getting Started” section above, and read Romans 8:7, Proverbs 19:21, and Matthew 7:12.
Be sure to address the following prompts in your paper:
In what areas of your professional life could the Golden Rule, Matthew 7:12, apply?
How should this rule be used in developing a governance plan in technology?
Your paper should be at least 250 words in length.

Sample Solution

developed by Markowitz (1952) and suggests that an investor can build a portfolio of multiple assets that will maximise returns for a given level of risk. If the maximum return, whilst being exposed to the least risk, could be achieved through domestic markets there would be no need for foreign exposure. In fact, it is argued that international investing is used more to reduce risk than to seek out a higher return. Goetzmann, Li and Rouwenhorst (2002) state that “one of the most well-known results in finance is the decrease in portfolio risk that occurs with the sequential addition of stocks to a portfolio”. Currency volatility The single most important consideration when investing in either of these markets is currency risk. As of today (20th October 2016), the Pound has fallen 19% against the dollar and 15% against the Euro (FT, 2016) which makes purchasing stocks in these countries considerably more expensive than pre-Brexit. Source: Myforexchart (2016) The consideration is therefore expectation of further opportunity given the current trend downwards in the lead up to invoking Article 50 or threat of a rebound. A rebound would devalue any overseas equity growth whereas a further decline would inflate any gains. As the methodology of Brexit is yet to be determined, the Pound against both the Dollar and Euro continues to experience high volatility. Shortly after the referendum, the Financial Times asked several experts to forecast the effect on the pound against the dollar. The lowest forecast, given the information at that point was $1.15. As of 20 October 2016, it’s $1.20. (Blitz, McCrum and Mackenzie, 2016). The difficult decision here is based on the total obdurate lack of uncertainty. The currency will continue to be volatile until a clear direction for exit is determined. This uncertainty is evidenced by HSBC who currently forecast that the pound will fall to $1.10 and parity against the Euro by the end of 2017 (Nag and Graham, 2016), whilst Mnyanda (2016) thinks a hard Brexit has already been priced in and the pound could rally 5%.
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