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State’s statute(s)

Instructions
Building upon the previous written assignment, contractual agreements also provide methods for securing and retaining property. There are various methods in securing and retaining ownership of property or a right to ownership of the subject property. When a party fails to maintain his or her obligation under the contractual agreement, the subject property is subjected to foreclosure. This is facilitated through concepts such as title and lien theories. Each state has its own theory on this issue, which is described as using judicial foreclosure or non-judicial foreclosure.
Outside of foreclosures, a buyer typically will purchase the property via various real estate finance options. In terms of real estate financing, there are multiple methods. These methods range from conventional mortgages, to government-insured loans to seller financing options. In this essay assignment, you will also explore these aspects as well.
Instructions
(1) Research and provide your state’s statute(s) on the foreclosure process. You might start by reviewing this article, You might also review the following source:http://www.foreclosurelaw.org/index.htm. With a better understanding, you can then turn to Westlaw in the University Library to finalize your research.
Foreclosurelaw.com. United States foreclosure laws. (n.d.). Retrieved from http://www.foreclosurelaw.org/index.htm
(2) Answer and respond to the following in short essay format, of roughly 2 pages in length:
A. Explain the connection between judicial and non-judicial foreclosure and title and lien theory. Describe the difference between the two theories. What are the advantages and disadvantages of each theory?
B. Is your jurisdiction a lien theory or title theory state and how does the foreclosure process apply in this context?
C. Explain the differences between FHA and VA loans, including qualifications, eligibility, and other important factors.

D. Choose four (4) types of mortgages from the following list and compare and contrast these types of mortgages.
• Wraparound
• Blanket
• Balloon
• Junior
• Term
• Growing Equity (GEM)
• Adjustable Rate (ARM) or Variable Rate
• Open-End
• Amortizing
• Participation
(3) Cite all sources of information utilized.
(4) The viewpoint and purpose of this essay should be clearly established and sustained. Assignment should follow the conventions of Standard English (correct grammar, punctuation, etc.). Your writing should be well ordered, logical and unified, as well as original and insightful. Your work should display superior content, organization, style, and mechanics. Use the appropriate citation style for all citations.

Sample Solution

ils of the design. On the other side, Pfleeger and Atlee decided to focus on the risks that are related to change and state that Bohner and Arnolds impact analysis can have many risks such as estimates of the resources, effort and schedule. P2: Evaluate the ways in which internal and external drivers of change affect leadership, team and individual behaviours within an organisation. Leaders can influence and help guide colleagues under them, so the organisation can be more effective in achieving their goals. Some leadership styles that are affected by external factors are organisational environment, organisational resources, employee roles, organisational culture, political factors and technology Organisations have their own work environments with their own values. These values are the care the organisation has for their community, staff, investors and customers and also determine how the business will be led. Leaders are dependent on their organisation’s resources such as technology, finance and physical resources to help achieve their goals. The success of an organisation depends on how well resources are handled and distributed. When employees take an important role in the organisation. Their position is defined by tasks and responsibilities that they have. Each employee has a different way in approaching tasks that can impact their career. They also effect the organisation by their work ethics and personal values. Each role will have difficulties that leaders must face to help the business.
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