When I saw these outcomes, I predict most students had not any financial development courses in the past years. However, Figure 2 provides interesting outcomes that only nine per cent of students never attended the related courses, and 44% of teenagers have acquired the related knowledge and developments in school. Evaluating these results, the unexpected development of teenagers’ FQ can reflect the FQ course in school was not designed and treated seriously. On the basis of Kolhberg’s theory, to a skilled and intelligent child should start from an early age. Between age 6-12, children do not have random and ambiguous thinking. Furthermore, this theory indicates the importance of bright colours. Attentions can be attracted by a stimulus of bright colours that will also help students to remember knowledge, and this visual sensitively is important for children to develop their brain nerve in order to have batter thinking power and creatively.6 I decided to design this enlightenment course for grade 3 students, age 9 or 10 students, based on the results from questionnaires. In figure 3, students will spend more money in daily life rather than saving as before. If grade 3 students can acquire related financial knowledge, they may manage their money better. This course will teach students about money, which can be earned, spent and saved by students in daily transactions. Thus, this course involves four chapters, the definition of money, the ways to earn money, the ways to spend money, and the ways to record and save money with two 45 minutes lessons in each chapter respectively, and 6 hours in total. The whole course aims to improve students’ financial intelligence and develop the ability to manage money,>