commercial bank and crisis

Question 1 The book discusses the valuation of a commercial bank. Some of the factors that are discussed are the Required Rate of Retum, the Risk Free Rate, and the Risk Premium. Who determin" rel="nofollow">in" rel="nofollow">in" rel="nofollow">ines the Required Rate of Retum, the Risk Free rate and the Risk Premium? Is this one of the thin" rel="nofollow">in" rel="nofollow">in" rel="nofollow">ings determin" rel="nofollow">in" rel="nofollow">in" rel="nofollow">ined by the Federal Reserve? How would I look them up? Question 2 The Savin" rel="nofollow">in" rel="nofollow">in" rel="nofollow">ings and Loan crisis of the late 1980s is discussed in" rel="nofollow">in" rel="nofollow">in" rel="nofollow">in the book — a bit. The Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDMCA) and the Gam-St. Germain" rel="nofollow">in" rel="nofollow">in" rel="nofollow">in Depository Institutions Act of 1982 (GSGDIA) contributed to the crisis. How? The Fin" rel="nofollow">in" rel="nofollow">in" rel="nofollow">inancial Institutions Reform, Recovery, & Enforcement Act of 1989 (FIRREA) was passed in" rel="nofollow">in" rel="nofollow">in" rel="nofollow">in response to the crisis. What effect did FIRREA have on the prior regulations? Are there any similarities between the S&L crisis and the latest fin" rel="nofollow">in" rel="nofollow">in" rel="nofollow">inancial crisis?