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Insurance in the US

If you cannot afford insurance in the US., how does this negatively affect you?

https://www.npr.org/sections/health-shots/2020/04/03/826316458/coronavirus-reset-how-to-get-health-insurance-now
https://www.verywellhealth.com/how-can-you-afford-health-insurance-if-you-re-not-subsidy-eligible-4172180
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