Insurance in the US.

If you cannot afford insurance in the US., how does this negatively affect you?

https://www.youtube.com/watch?v=c8PEv5SV4sU
https://www.npr.org/sections/health-shots/2020/04/03/826316458/coronavirus-reset-how-to-get-health-insurance-now
https://www.verywellhealth.com/how-can-you-afford-health-insurance-if-you-re-not-subsidy-eligible-4172180
Full Answer Section

The lack of health insurance is a major problem in the United States. It has a negative impact on the health, financial well-being, and quality of life of millions of people.

Here are some specific examples of how being uninsured can negatively affect people:

  • A young woman with a chronic illness may not be able to afford the medication she needs to manage her condition. This could lead to her health declining and her becoming more sick.
  • A family with young children may not be able to afford to take their children to the doctor when they are sick. This could lead to the children's health problems going untreated and getting worse.
  • A worker who is injured on the job may not be able to afford the medical care they need. This could prevent them from returning to work and earning a living.

The lack of health insurance is a complex issue with no easy solutions. However, there are a number of things that can be done to improve the situation, such as expanding access to Medicaid and Medicare, providing subsidies to help people afford health insurance, and making health insurance more affordable and accessible.

Sample Answer

The video linked  discusses the negative consequences of being uninsured in the United States. These consequences include:

  • Delayed or forgone care. People who are uninsured are more likely to delay or forgo needed medical care, even when they are sick or injured. This can lead to more serious health problems and even death.
  • Financial hardship. Medical bills can be very expensive, even for people with insurance. For those who are uninsured, medical bills can lead to financial hardship, including bankruptcy.
  • Reduced quality of life. People who are uninsured are more likely to have poor health outcomes, including chronic diseases and disabilities. They are also more likely to experience mental health problems.
  • Increased risk of death. People who are uninsured are more likely to die prematurely than those who have insurance.