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Mortgagor
What or who is a Mortgagor? What or who is a Mortgagee?
What is and who do mechanics’ liens benefit? How?
Sample Answer
Mortgagor and Mortgagee
- Mortgagor: This is the person or entity that borrows money to purchase a property. They use the property as collateral for the loan.
- Mortgagee: This is the lender, such as a bank or credit union, that provides the loan to the mortgagor.
Mechanics’ Liens
A mechanics’ lien is a legal claim placed on real property by someone who has provided labor or materials to improve that property. This is often used by contractors, subcontractors, suppliers, and laborers who have not been paid for their work
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