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Time Value of Money

The Time Value of Money is a fundamental concept used in financial analysis. Explain why it is important for financial managers to understand and utilize the principles involved.

Provide an example that could be used to illustrate the concept to people who have not encountered the idea before.

Explain whether you consider it important for people generally to understand the concept as Saudi Arabia continues to move toward Saudi Vision 2030.

Search the SEU library or the Internet for an academic or industry-related article. Select an article that relates to these concepts and explain how it relates to doing business in Saudi Arabia.

For your discussion post, your first step is to summarize the article in two paragraphs, describing what you think are the most important points made by the authors (remember to use citations where appropriate). For the second step, include the reference listing with a hyperlink to the article. Do not copy the article into your post and limit your summary to two paragraphs. Let your instructor know if you have any questions and enjoy your search.

You are required to reply to at least two peer discussion question post answers to this weekly discussion question and/or your instructor’s response to your posting. These post replies need to be substantial and constructive in nature. They should add to the content of the post and evaluate/analyze that post answer. Normal course dialogue doesn’t fulfill these two peer replies but is expected throughout the course.

Sample Solution

drug close to the absorption site [36, 103, 111]. The dissolution of the particles should not be too fast, however, as this might cause drug precipitation [109] or crystallization [112], but should not be too slow which lead to the rapid elimination of the particles before absorption, either[109]. The advantages of pH-sensitive nanoparticles over other nanoparticles include: (a) the majority of carriers have been used as enteric-coating materials for a long time, and their safety has been approved. (b) The carriers show rapid drug release and then high drug concentration gradient as they undergo quick dissolving at definite pH and definite sites. The phenomenon is beneficial for the drug absorption. (c) They improve drug absorption comparing to the other conventional nanoparticles as they turn from the solid state to the hydrogel state at certain dissolution pH and so, the bioadhesion of the carrier to the mucosa becomes greater at specific fragment. (d) The drug stability can be enhanced more effectively using pH sensitive nanoparticles. Different materials can be used for preparation of pH-sensitive nanoparticles: a- pH-sensitive nanoparticles prepared from polyanions: Such as Eudragits and HPMC phthalate. b- pH-sensitive nanoparticles prepared from publications: Chitosan is the main cationic polymer used to prepare pH-sensitive nanoparticles. It is the second most plentiful polymer in nature after cellulose. c- pH-sensitive nanoparticles prepared from the mixture of polyanions and polycations: Some techniques have been improved using the advantages of both polyanions and polycations [97,108, 113-116]. Most of the nanoparticle systems related consist of the positive-charged chitosan and a negative-charged polymer, such as Eudragit [97, 115, 117], poly (g-glutamic acid) [113, 114, 116], alginate [118], methacrylic acid [119] and polyaspartic acid [120]. d- Cross-linked polymers pH-sensitive nanoparticles (nanogels) e- pH-sensitive nanomatrix prepared from Eudragit and nano porous silica: A novel nanomatrix system for oral administration was developed in order to overcome the main problems of the nanoparticle colloid system which are its stability and scaling up. The system was composed of the pH-sensitive Eudragit and nano-porous silica previously used in pharmaceutical processes. Historically, gelatin and cross-linked albumin were used to prepare the first nanoparticles proposed as carriers for therapeutic applications [121, 122]. Synthetic polymers were used to prepa
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